We are proud to offer these packages as a way for our employees to meet their individual and family requirements. We believe this represents a solid investment in them and First Data.

Following is a sample of what First Data offers:

Health and Life Benefits

Health and Life Benefits include: Medical and Dental Coverage, Health Care and Dependent Care Reimbursement Accounts, Short- and Long-Term Disability, Life Insurance, Supplemental Employee, Spouse and Child Life Insurance, Basic & Voluntary Accidental Death and Dismemberment (AD&D), Business Travel Accident Insurance and Long-Term Care Insurance.

Financial Security

Helping you plan for your financial future is important to us. First Data's financial security benefits, such as our 401(k) and employee discount stock purchase program, give employees the opportunity to plan for their future. So whether it's a short-term goal such as saving for a home or college education or a long-term goal such as saving for retirement, First Data offers its employees a number of programs to help them plan for their financial security.

Other Programs:

• Vacation time and personal time
• Employee Assistance Program
• Adoptions Assistance Program
• Legal Assistance Plan
• Flexible Reimbursement Accounts
• Employee Gift Matching
• Scholarship Awards Program
• Tuition Assistance Program